Providers

The providers we compare

58 providers across three categories — choose a product (SARON, variable or fixed-rate by term), search for providers and sort by clicking the column headers.

ProductCheapest productSARONVariableFixed 1 yearFixed 2 yearsFixed 3 yearsFixed 4 yearsFixed 5 yearsFixed 6 yearsFixed 7 yearsFixed 8 yearsFixed 9 yearsFixed 10 yearsFixed 11 yearsFixed 12 yearsFixed 13 yearsFixed 14 yearsFixed 15 years

Bank (39)Pension fund (10)Insurer (7)

Provider	Best guide rate
SSwissquoteBank	SARONfrom 0.71 %
UKUBS key4Bank	Fixed 2 years0.90 %
HHypomatBank	SARON0.92 %
PPostFinanceBank	SARON1.00 %
AsgaAsga PensionskassePension fundPension fund with attractive terms for owner-occupied homes and — at low loan-to-value — holiday houses.	SARON1.02 %
MBMigros Bank Online HypothekBank	Fixed 2 years1.09 %
MBMigros BankBank	SARON1.10 %
BSBank SLMBank	SARON1.15 %
MMobiliarInsurer	Fixed 2 years1.15 %
PK PostPensionskasse PostPension fundPension fund with solid terms for classic owner-occupied homes and conservative lending criteria.	Fixed 2 years1.19 %
ABacrevis BankBank	SARON1.20 %
BBBank BSU GenossenschaftBank	SARON1.20 %
BEBank EEKBank	Fixed 1 year1.20 %
SGSt. Galler KantonalbankBank	SARON1.20 %
CCPCNPension fund	Fixed 2 years1.21 %
GVGenerali VersicherungInsurer	Fixed 2 years1.21 %
PPPVK Personalvorsorgekasse der Stadt BernPension fund	Fixed 2 years1.21 %
BVKBVK PersonalvorsorgePension fundPension fund with very low rates, financing owner-occupied residential property exclusively.	Fixed 2 years1.23 %
PBPensionskasse BühlerPension fund	SARON1.24 %
BOBaloise Online HypothekInsurer	Fixed 2 years1.25 %
BPBanca Popolare di SondrioBank	Fixed 1 year1.25 %
BEBurgerliche Ersparniskasse BernBank	Variable1.25 %
LPLuzerner PensionskassePension fund	Fixed 2 years1.25 %
VVVaudoise VersicherungenInsurer	Fixed 3 years1.27 %
PSPensionskasse SBBPension fund	Fixed 3 years1.30 %
SLSwiss LifeInsurerInsurer with the longest terms in the market — fixed mortgages up to 25 years.	Fixed 3 years1.33 %
CSClientis Spar- & Leihkasse ThayngenBank	Fixed 2 years1.35 %
BIBank in ZuzwilBank	Fixed 2 years1.37 %
PSPensionskasse Stadt WinterthurPension fund	Fixed 2 years1.37 %
RRaiffeisenBank	Fixed 2 years1.38 %
AKAppenzeller KantonalbankBank	Fixed 1 year1.40 %
BTBank ThalwilBank	Fixed 2 years1.41 %
RRaiffeisen (Durchschnitt)Bank	Fixed 2 years1.42 %
BEBank EKIBank	Fixed 2 years1.45 %
GKGraubündner KantonalbankBank	Fixed 2 years1.45 %
ZKZuger Kantonalbank (ZugerKB)Bank	Fixed 2 years1.47 %
BBBaloise BankBank	Fixed 2 years1.49 %
BaloiseBaloiseInsurerInsurer focused on long-term fixed mortgages for owner-occupied homes.	Fixed 2 years1.50 %
ABAEK Bank 1826Bank	Fixed 1 year1.50 %
CBClientis BS Bank SchaffhausenBank	Fixed 3 years1.50 %
HLHypothekarbank LenzburgBank	Fixed 2 years1.50 %
LKLuzerner Kantonalbank (LUKB)Bank	Fixed 2 years1.50 %
ClerBank ClerBankDigital Swiss bank with lean processes for owner-occupied homes and holiday houses.	Fixed 1 year1.51 %
AXAAXAInsurerInsurer with a broad offering, one of the few also financing buy-to-let properties.	Fixed 2 years1.51 %
BABank averaBank	Fixed 2 years1.53 %
GKGlarner Kantonalbank (GLKB)Bank	Fixed 2 years1.55 %
SLSpar+ Leihkasse Gürbetal SLGBank	Fixed 2 years1.55 %
ZKBZürcher KantonalbankBankCantonal bank with attractive terms, primarily financing properties in the canton of Zurich.	Fixed 2 years1.58 %
ZLZürcher LandbankBank	Fixed 2 years1.58 %
VValiantBank	Fixed 2 years1.60 %
BCBanque Cantonale VaudoiseBank	Fixed 2 years1.63 %
BSBank Sparhafen ZürichBank	Variable2.75 %
BBBBO Bank Brienz OberhasliBank	Variable2.75 %
OKObwaldner KantonalbankBank	Variable2.75 %
PSPensionskasse Stadt St. GallenPension fund	Variable2.75 %
RSRegiobank SolothurnBank	Variable2.75 %

2 providers without an offer for “Cheapest product” hidden.

Guide rates independent of property use and loan-to-value. 56 of 58 providers with automatically collected guide rates — last synchronised on 18 August 2026. Not an offer — only the providers' own terms and conditions apply.