Bank Cler
Bank Cler positions itself as a digital Swiss bank with lean processes and transparent terms. Mortgages for owner-occupied homes and holiday houses can largely be concluded online.
- Fully digital application possible
- Transparent, lean pricing
- Attractive for classic owner-occupied homes
Key facts
- Category
- Bank
- Models & terms
- Variable, Fixed 1–15 years
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| Variable | 3.00 % |
| Fixed 1 year | 1.51 % |
| Fixed 2 years | 1.54 % |
| Fixed 3 years | 1.63 % |
| Fixed 4 years | 1.70 % |
| Fixed 5 years | 1.77 % |
| Fixed 6 years | 1.83 % |
| Fixed 7 years | 1.89 % |
| Fixed 8 years | 1.94 % |
| Fixed 9 years | 2.00 % |
| Fixed 10 years | 2.05 % |
| Fixed 11 years | 2.16 % |
| Fixed 12 years | 2.21 % |
| Fixed 13 years | 2.25 % |
| Fixed 14 years | 2.29 % |
| Fixed 15 years | 2.31 % |
Automatically collected guide rates — last synchronised on 17 August 2026. Not an offer — only the provider's own terms apply.
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Read moreIs Bank Cler the right fit for your project?
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