Raiffeisen
With more than 200 cooperatively organised banks, Raiffeisen is number two in the Swiss mortgage market. The published guide rates are reference values — the local cooperative has leeway in the individual offer.
- Switzerland's second-largest mortgage lender
- Dense network of local cooperatives
- Room for negotiation locally
Key facts
- Category
- Bank
- Models & terms
- Variable, Fixed 2–15 years
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| Variable | 3.00 % |
| Fixed 2 years | 1.40 % |
| Fixed 3 years | 1.50 % |
| Fixed 4 years | 1.64 % |
| Fixed 5 years | 1.74 % |
| Fixed 6 years | 1.83 % |
| Fixed 7 years | 1.90 % |
| Fixed 8 years | 1.97 % |
| Fixed 9 years | 2.03 % |
| Fixed 10 years | 2.09 % |
| Fixed 11 years | 2.29 % |
| Fixed 12 years | 2.35 % |
| Fixed 13 years | 2.44 % |
| Fixed 14 years | 2.49 % |
| Fixed 15 years | 2.51 % |
Automatically collected guide rates — last synchronised on 19 August 2026. Not an offer — only the provider's own terms apply.
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Read moreIs Raiffeisen the right fit for your project?
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