Pensionskasse Stadt St. Gallen
Pensionskasse der Stadt St. Gallen is the pension scheme of the city of St. Gallen staff and grants mortgages directly from its investment assets. Thanks to low distribution costs, pension funds are regularly among the cheapest providers — with correspondingly conservative lending criteria, usually for owner-occupied homes.
- Often very low interest rates
- Direct lending from investment assets
- Conservative, stable lending policy
Key facts
- Category
- Pension fund
- Models & terms
- Variable
Rate history
Monthly interest-rate trend (Variable), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| Variable | 2.75 % |
Automatically collected guide rates — last synchronised on 19 August 2026. Not an offer — only the provider's own terms apply.
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Read moreIs Pensionskasse Stadt St. Gallen the right fit for your project?
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