Migros Bank
Migros Bank belongs to the Migros Group and is one of the larger Swiss retail banks. It publishes its mortgage rates very transparently — including a discounted online rate and an eco discount for energy-efficient properties.
- Very transparent rate publication
- Preferential online rate
- Eco discount for efficient buildings
Key facts
- Category
- Bank
- Models & terms
- SARON, Variable, Fixed 2–10 years
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| SARON | 1.10 % |
| Variable | 2.75 % |
| Fixed 2 years | 1.40 % |
| Fixed 3 years | 1.49 % |
| Fixed 4 years | 1.59 % |
| Fixed 5 years | 1.66 % |
| Fixed 6 years | 1.72 % |
| Fixed 7 years | 1.79 % |
| Fixed 8 years | 1.86 % |
| Fixed 9 years | 1.92 % |
| Fixed 10 years | 1.97 % |
Automatically collected guide rates — last synchronised on 18 August 2026. Some SARON rates are calculated from the published margin plus the current SARON level. Not an offer — only the provider's own terms apply.
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Read moreIs Migros Bank the right fit for your project?
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