Zürcher Kantonalbank
Zürcher Kantonalbank is Switzerland's largest cantonal bank and enjoys strong trust thanks to its state guarantee. Its mortgage terms are regularly among the most attractive in the banking segment — with a focus on properties in the greater Zurich area.
- Highly competitive rates among banks
- All property uses financeable
- Strong regional roots in the canton of Zurich
Key facts
- Category
- Bank
- Models & terms
- Fixed 2–15 years
- Regional focus
- Canton ZH
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| Fixed 2 years | 1.58 % |
| Fixed 3 years | 1.67 % |
| Fixed 4 years | 1.73 % |
| Fixed 5 years | 1.80 % |
| Fixed 6 years | 1.85 % |
| Fixed 7 years | 1.90 % |
| Fixed 8 years | 1.96 % |
| Fixed 9 years | 2.01 % |
| Fixed 10 years | 2.05 % |
| Fixed 11 years | 2.20 % |
| Fixed 12 years | 2.24 % |
| Fixed 13 years | 2.27 % |
| Fixed 14 years | 2.30 % |
| Fixed 15 years | 2.34 % |
Automatically collected guide rates — last synchronised on 17 August 2026. Not an offer — only the provider's own terms apply.
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Read moreIs Zürcher Kantonalbank the right fit for your project?
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