Swissquote
Swissquote is Switzerland's leading online bank and offers mortgages in cooperation with Luzerner Kantonalbank. The daily updated 'from' rates are directly linked to the online application.
- Daily, transparent rates
- Fully digital application
- Cooperation with Luzerner Kantonalbank
Key facts
- Category
- Bank
- Models & terms
- SARON, Fixed 2–10 years
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| SARON | from 0.77 % |
| SARON | from 0.75 % |
| SARON | from 0.73 % |
| SARON | from 0.73 % |
| SARON | from 0.71 % |
| Fixed 2 years | from 1.13 % |
| Fixed 3 years | from 1.23 % |
| Fixed 4 years | from 1.33 % |
| Fixed 5 years | from 1.39 % |
| Fixed 6 years | from 1.46 % |
| Fixed 7 years | from 1.52 % |
| Fixed 8 years | from 1.59 % |
| Fixed 9 years | from 1.64 % |
| Fixed 10 years | from 1.69 % |
Automatically collected guide rates — last synchronised on 18 August 2026. Not an offer — only the provider's own terms apply.
Related guides
Mortgage comparison Switzerland: banks, insurers and pension funds
Why a systematic comparison pays off: banks, insurers and pension funds side by side – conditions, strengths, limits. Neutral and with sources.
Read moreSwitching your mortgage provider in Switzerland: what it really costs – and what makes it fail
Switching mortgage providers usually costs no more than a few hundred francs – no notary, no property transfer tax. The real hurdles lie elsewhere: missed notice periods, staggered tranches and the new bank's affordability calculation. The complete timeline, with a cost table.
Read moreIs Swissquote the right fit for your project?
Start the comparison — we will show you how Swissquote compares with all other providers for your property use and term.
Request an offer