UBS key4
key4 is UBS's digital mortgage platform: one application, several lenders — brokering mortgages from UBS itself as well as third parties such as pension funds and investment foundations. The published rates are online 'from' terms.
- Several lenders via one platform
- Digital application process
- Operated by UBS
Key facts
- Category
- Bank
- Models & terms
- Fixed 2–15 years
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| Fixed 2 years | 0.90 % |
| Fixed 3 years | 0.97 % |
| Fixed 4 years | 1.02 % |
| Fixed 5 years | 1.07 % |
| Fixed 6 years | 1.15 % |
| Fixed 7 years | 1.21 % |
| Fixed 8 years | 1.26 % |
| Fixed 9 years | 1.31 % |
| Fixed 10 years | 1.36 % |
| Fixed 11 years | 1.47 % |
| Fixed 12 years | 1.52 % |
| Fixed 13 years | 1.55 % |
| Fixed 14 years | 1.59 % |
| Fixed 15 years | 1.62 % |
Automatically collected guide rates — last synchronised on 13 July 2026. Not an offer — only the provider's own terms apply.
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Read moreIs UBS key4 the right fit for your project?
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