Appenzeller Kantonalbank
Appenzeller Kantonalbank is the cantonal bank of the canton of Appenzell Innerrhoden and deeply rooted in residential mortgage lending in its home market. As an established institution with a dense regional network, it is one of the first ports of call for mortgages in the region.
- Strong regional roots
- Established cantonal bank
- Broad mortgage offering
Key facts
- Category
- Bank
- Models & terms
- Variable, Fixed 1–10 years
Rate history
Monthly interest-rate trend (Fixed 10 years), compiled from public market data.
Current terms
| Model & term | Guide rate |
|---|---|
| Variable | 2.50 % |
| Fixed 1 year | 1.40 % |
| Fixed 2 years | 1.40 % |
| Fixed 3 years | 1.45 % |
| Fixed 4 years | 1.50 % |
| Fixed 5 years | 1.60 % |
| Fixed 6 years | 1.65 % |
| Fixed 7 years | 1.70 % |
| Fixed 8 years | 1.75 % |
| Fixed 9 years | 1.80 % |
| Fixed 10 years | 1.85 % |
Automatically collected guide rates — last synchronised on 19 August 2026. Not an offer — only the provider's own terms apply.
Related guides
Mortgage comparison Switzerland: banks, insurers and pension funds
Why a systematic comparison pays off: banks, insurers and pension funds side by side – conditions, strengths, limits. Neutral and with sources.
Read moreSwitching your mortgage provider in Switzerland: what it really costs – and what makes it fail
Switching mortgage providers usually costs no more than a few hundred francs – no notary, no property transfer tax. The real hurdles lie elsewhere: missed notice periods, staggered tranches and the new bank's affordability calculation. The complete timeline, with a cost table.
Read moreIs Appenzeller Kantonalbank the right fit for your project?
Start the comparison — we will show you how Appenzeller Kantonalbank compares with all other providers for your property use and term.
Request an offer